A little old lady entered the main branch of the Chase Manhattan bank with a
large grocery bag in her arms. She told the teller that she wanted to open an
account to make a substantial deposit, in excess of $200,000. Further, she said
that since such a large sum was involved, she would deal only with the
president of the bank to make the necessary arrangements. The teller looked in
the bag and confirmed that it was, in fact, full of cash. He called upstairs
and explained the situation to the bank president, who agreed to see the woman.
The teller escorted her to the president's office, and the president invited
her to have a seat, which she accepted. She repeated her request to open an
account. The president said he would take care of it personally, but his
curiosity was killing him.

He said, "Mind if I ask how you happened to come into such a large sum of
cash?"

"Not at all," was her reply. "I bet."

"You bet?" he countered. "At the racetrack, or on professional sports, or in
casinos?"

"Nothing like that," she said. "I just... bet. For example, I'll bet you
$50,000 that by tomorrow morning your balls will be square."

The president chuckled but, seeing that the lady had the funds to back up such
a wild bet, agreed. They shook hands on it, and she promised to return at nine
the next morning to follow up, and left.

As the day wore on, the president found himself frequently checking to make
sure that all was in order. It was, but just as a precaution he cancelled his
regular Tuesday-afternoon golf match and went home early. The next morning when
he showered, he was actually quite relieved to find that nothing had changed
drastically while he slept. He confidently headed for the bank, laughing all
the way at the unexpected windfall that was about to become his. The little old
lady showed up promptly at the appointed hour, accompanied by a young man. When
the president asked who he was, she replied that he was her lawyer, who she
always brought along when payoffs involving significant sums were involved.

The president told her that sorry, she had lost that particular bet, so the 
funds would be outgoing rather than incoming. She insisted on examining the 
evidence for herself, considering the amount at stake. He deemed it a
reasonable request under the circumstances, so he stood up, unbuckled his belt
and dropped his pants. She proceeded to closely inspect his jewels for any
abnormalities.

As she did, the president noticed that her lawyer was standing in the corner,
banging his head against the wall. He asked the lady, "What's the matter with
him?"

She paused her inspection long enough to glance at the lawyer and replied, "Oh,
him. I bet him $150,000 that before 10 a.m. today I'd have the president of the
Chase Manhattan Bank by the balls."